Understanding Medicare Advantage
Because we are experts in Medicare Advantage, we offer guidance of the best regional and local plans and help you choose what’s right for you.
Many plans offer additional benefits such as dental, vision, and hearing coverage not typically covered by Medicare or Medicare Supplement plans.
$0 premium plans may be available depending on location & qualification. Plan premiums are often inexpensive when compared to Medigap and standalone Drug Plans
Although these plans have out-of-pocket costs, Medicare caps the catastrophic one year out-of-pocket at $6,700 per year, and many plans have a maximum out-of-pocket as low as $3,200.
There is no deductible to meet before Medicare Advantage plans begin to pay for coverage. However, you will have co-pays, coinsurance, and deductibles for various services. Full coverage begins on day one. Think of this as a “pay as you go” type policy.