Investments and Advice
Breakwater Retirement Solutions is proud to be an Investment Advisor Representative of Brookstone Capital Management. Brookstone is a leading wealth management firm with an impressive track record in helping clients to preserve and build wealth.
Brookstone Capital Management is a Registered Investment Advisor headquartered in Wheaton, Illinois, a suburb of Chicago. It is led by Dean Zayed, a well-known and respected investment professional.
Brookstone Capital Management has a disciplined investment strategy rooted in strategic and tactical asset allocation that emphasizes risk-managed portfolios designed to meet the specific needs and risk tolerance of their clients.
Working with us:
The first step we take is to meet with you in person to better understand your goals, time horizon, and risk tolerance. This is how we develop a long-term financial plan tailored to your specific needs. This individualized plan serves as a roadmap to develop a customized investment strategy designed to grow and monitor your wealth.
Once we’ve worked together to establish your investment goals, we will develop and implement a formal investment strategy. While each investment will have its own methodology, we make sure each follows our risk-managed approach. We believe that a strategy that seeks to avoid significant drawdowns allows more potential for compounding returns.
Types of Planning:
Full Service:
For those who want a partner who is there to help guide you in all aspects of your financial life.
Hourly Advice:
Our hourly advice is for those who have specific questions or financial issues for which you need advice
Full Service:
For those who want a partner who is there to help guide you in all aspects of your financial life.
Our first meeting includes a full financial review including spending, expenses, budgeting, emergency funds, and current investments.
Depending on your tailored plan, subsequent meetings will include Medicare, estate planning, tax reduction strategies, life insurance and annuities discussions. If necessary, we can refer you to our network of tax and estate planning specialists. If you already work with these types of professionals, we’re happy to meet with them. If you need assistance between our meetings, we are always available by phone or email.
We offer competitive pricing and low minimum initial investments per account.
Ongoing monitoring of investments in your portfolio along with rebalancing the asset allocation to maintain the optimal mix of asset classes.
Online account viewing, regular account statements and performance reports.
Hourly Advice:
On Demand, Billed Hourly, Virtual or In-person
Our hourly advice is for those who have specific questions or financial issues for which you need advice. This is typically a temporary issue without the need for on-going advice, or for someone who needs investment advice from time to time but would like to maintain their investments outside of our managed services.
We can help answer questions that fall under any of the following categories:
- Retirement – Projections and Planning
- Investments – Allocation, Risk, Projections, and Cost Analysis, Tax Management
- Medicare Decisions – Medicare Supplement, PDP, or Medicare Advantage
- Budgeting – Spending Analysis, Expense Reduction Strategies, Debt Payoff
- Employee Benefits – 401k Allocation, Stock Options, Restricted Stock, Health Savings Accounts, Flexible Spending Accounts, Deferred Compensation
- Insurance – Life, Annuities, and Long-Term Care
- Estate Planning – Wills, Trust, Health Care Proxies, Power of Attorney, Letter of Instruction
For more information or to schedule a meeting, please call our offices at 207-544-9775.